Where can I buy auto insurance for a week? (2021)


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While it is possible to get temporary auto insurance, many policies advertised as weeklong auto insurance or even day auto insurance may be too good to be true. However, short-term auto insurance is available in certain situations, such as renting a car.

Read on to learn more about where you can buy week-long auto insurance, and find out which providers our team of experts have ranked among the best in the country. To continue and start getting free quotes from suppliers in your area, enter your zip code in the price comparison tool below.

Can I insure a car for a week?

Yes, you can insure a car for just one week. You can even buy auto insurance for a day. The ability to purchase a weeklong insurance policy gives drivers the extra flexibility they need when they want to purchase coverage for a short period. However, it is important to note that weeklong auto insurance policies are not available everywhere. It should also be noted that these types of policies could end up costing you a lot more in the long run.

After all, auto insurers are companies trying to make a profit. Selling week-long policies to drivers won’t be as lucrative as locking in new customers for long-term coverage. Therefore, most companies will charge you higher rates for short term auto insurance.

Why would i need auto insurance for a week?

Despite the fact that a week’s insurance coverage can be more expensive than a long-term policy, it still has its uses. For example, a short term auto insurance policy is a great option if you are going on a trip and need a rental car. You can easily purchase your own policy instead of purchasing coverage from the rental company.

Short-term insurance coverage can also be helpful if family members or friends are staying with you. If relatives live in your house and borrow your vehicle, they will need their own policy. Buying a one week plan is much more convenient than adding them to your standard six month coverage.

Sometimes referred to as auto insurance for non-homeowners, weeklong policies are also extremely beneficial for students. For example, many freshmen are not allowed to take cars on campus.

If you find yourself in this situation, it is not practical to have a standard six month auto insurance policy. Instead, you can purchase a weeklong policy during school holidays when you’re back home with your parents and actually driving.

Where can I buy a weeklong auto insurance policy?

As stated above, weeklong policies don’t generate much revenue for auto insurance providers. For this reason, few major insurance companies advertise these types of policies. An authorized agent will be able to let you know if a provider offers a week’s auto insurance coverage.

Weekly auto insurance vs. traditional auto insurance

When purchasing a weekly auto insurance policy, it’s important to understand how it compares to traditional coverage. This will help you find the perfect solution for your auto insurance needs. To help you, we’ve outlined the main distinctions and similarities between these two coverage options.

Similarities Between Weekly and Traditional Auto Insurance

In terms of coverage, weekly and traditional policies are surprisingly similar. When you purchase your temporary auto insurance policy, you will be able to choose from a variety of coverage options. You can add liability, bodily injury, and other coverage that is typically included in traditional policies.

When you purchase temporary coverage, you will be able to shop around and compare quotes with different deductibles. You will also receive an insurance card and / or access to a mobile application. You will have a similar experience when purchasing a six month policy.

Whether you buy weekly or traditional auto insurance, providers will assess your driving history. Specifically, insurance companies will check your driving record to see if there are any restrictions on your driver’s license and if you have been involved in an accident that caused property damage. The reason insurers do this is to assess the risk and bill you accordingly.

Weekly Auto Insurance Limits

Term auto insurance is not without limits. Most notable are the severe age restrictions. The majority of insurers will not sell you coverage for a week unless you are at least 21 years old. Some are pushing the limits even further and will not offer term auto insurance to drivers under the age of 24.

Another important restriction is the cost. Even if you only buy coverage for a week, these policies are not very profitable. If you think you’ll be renewing your policy weekly, it may be worth purchasing traditional coverage instead.

Do your research on insurance plans to make sure you get the most bang for your buck. Remember, you can always cancel a traditional policy before the six months have expired. If a single month of coverage is cheaper than buying two consecutive one-week policies, you may want to consider a regular policy. However, if you cancel a policy earlier, you may have to pay a cancellation fee.

Our recommendations for auto insurance

If your goal is to maximize savings, comparing quotes is vital. While there are many ways to get quotes from auto insurance providers, the easiest way is to use a rate comparison tool like the one below. This tool will put you in touch with the best suppliers like GEICO and State Farm.

Read on to see what our experts have to say about these companies, then check out our easy-to-use quote comparison tool for free quotes from suppliers in your area.

GEICO: better overall

GEICO has been a staple in the auto insurance industry for decades. Our experts ranked GEICO as the best overall insurance provider, giving it a total score of 9.5 out of 10.0. It is known for providing a great customer experience, flexible coverage options, and more. GEICO offers mechanical breakdown insurance and carpooling insurance in addition to the standard coverage.

State Farm: the best insurance for students

If you’re looking to insure a student driver, you can’t go wrong with State Farm. Our experts recognized it as the best choice for students and gave the company an overall rating of 8.9 out of 10.0. The insurer offers numerous discounts for young drivers, as well as for prudent drivers and those who combine several policies.

FAQ: Where can I buy 1 week auto insurance?

What is included in term auto insurance?

Term auto insurance includes many of the same coverage options as a traditional insurance policy. You should be able to choose specific protections, including personal injury and uninsured motorist protection. However, these policies are generally much more expensive.

Which companies buy auto insurance for a week?

Most of the major providers do not advertise weeklong auto insurance policies because these policies are not as lucrative. Instead, you’ll need to speak directly to an insurance agent and find out about that particular option, or look for a smaller provider.

Can you extend an auto insurance policy for a week?

Technically, yes, you can continue to extend your policy for one week indefinitely. However, this approach can be quite expensive. Buying a traditional policy will save you money and eliminate the hassle of renewing your insurance in weekly increments.

How to take out temporary auto insurance?

As noted above, term auto insurance is not available everywhere. You will need to find a company that offers this type of coverage and provide some basic information to get a quote. All you have to do after that is pay for the policy.


The Detroit Bureau collects data from all of the major auto insurance providers to formulate rankings of the best insurers. Our in-depth rating system takes into account market share, coverage, pricing, customer satisfaction, and industry expert ratings. Each insurer is assigned a weighted score in four categories, as well as an overall score out of 10.0.

We recommend auto insurance companies based on these rankings, but we also encourage you to do your own research and compare quotes to find the best coverage.

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